SW Surveyors Limited

Call Now For a Quote on 07545 524126

Valuations

Our Valuation reports are provided to give our opinion of value of a property.  The reports only provide a general comment on the condition of the property and any essential repairs required.

Market Valuation

When purchasing a property you may wish to have the reassurance that you are not paying too much.  We can provide an independent valuation of the property, looking at the values that similar properties in the locality have achieved and what is currently on the market to give you our assessment of the current value.

Our Market Valuation Report is supplied with colour photographs and includes an assessment of the rebuilding cost for insurance purposes.

Insurance Valuations

Fire and flooding are two of the many perils that can affect your home.  Many homes are under insured, and your insurance company may not pay out the full amount of any claim.  You may therefore have to make up any shortfall.  Over insurance is unnecessary and can be expensive.

Your mortgage company will also require you to insure the property, and a failure to do so may affect your mortgage.

The cost of building often increases and bears no relation to the value of the property.  Insurers recommend that you have the reinstatement amount checked every 3 years, and if you intend to alter or extend the property.

The valuation usually includes the cost of rebuilding the property, outbuildings, landscaping and other facilities.  We can provide a detailed breakdown of the costs involved so that you can be assured of being fully covered.

Matrimonial Settlement Valuation

Matrimonial Valuations are needed following a divorce or separation of parties and may be used in Court proceedings in order to determine the division of assets.  We can act as an expert for either party, or the Court.  We provide an independent assessment of the value of the asset at an agreed date.

Probate & Tax Valuation

When a family member dies, the executors of the estate must undertake a valuation of their assets for Inheritance Tax purposes.  This usually requires an independent valuation of the property.

It may also be necessary on the transfer of a property to undertake a valuation for the assessment of Capital Gains Tax.

We are aware of our client's needs at what can be a difficult time and can undertake both current and retrospective valuations for tax purposes.